Borrow against your crypto: Simplified cash flow solutions debt consolidation

Are you juggling multiple debts with high interest rates? offers a smarter way to manage your financial obligations through crypto-backed loans. Consolidate your debts into one simple, low-interest loan by leveraging your cryptocurrency assets.

Loans starting from $2,000 AUD

LVR of up to 50%

Terms starting at 12 months (Tailored to your needs)

Why choose Vield for streamlining debt?

Assess your needs
Calculate the total amount you need to consolidate your debts. Our intuitive calculator will help you understand how your crypto assets can work for you.

Secure your loan
Use your cryptocurrency as collateral to secure a loan with significantly lower interest rates compared to traditional debt consolidation services. Our platform ensures a swift, secure, and transparent process.

Consolidate your debts
Receive your loan in AUD and pay off your high-interest debts. Enjoy the simplicity of a single monthly payment with terms that suit your financial situation.

Retain your crypto assets
Your crypto stays yours. While it acts as collateral, you benefit from any potential appreciation in value. Once your loan is repaid, your assets are fully returned to you.

How it works

1. Apply in Minutes
Register an account and verify your identity using your Australian photo ID or Australian passport.

2. Calculate your desired loan amount
Use our loan calculator to determine how much you can borrow with your desired BTC or ETH deposit.

3. Secure your crypto collateral
Deposit BTC or ETH securely to your Vield private wallet

4. Access to capital
Once approved, you will have access to capital ready to withdraw directly to your bank account.

You're in good company

Testimonials from the community

"I've held a small amount of crypto that I don't want to sell. After using Vield, I was able to fund my research project without selling my crypto. Thanks guys."

Jase Vergara

HealthTech Researcher

"The communication with Vield was easy and simple. Johnny and Alex are down to earth and helped me understand how to access funds."

P Jacobs

Product Manager

"Needed to fund my wedding and some new tools and needed access to cash. Putting up my crypto without selling was a no brainer and the Vield team were really easy to get set up with. "

Shane Foskett

Commercial Plumber

Frequently Asked Questions

Do I need to sell my crypto to use Vield?

Absolutely not! With, your digital assets are used as collateral, so you keep your investment and still fund your travels.

What are crypto-backed AUD loans?

Crypto-backed AUD loans allow you to deposit crypto as collateral, and borrow Australian Dollars against your security/collateral. Similar to how traditional banks recognize property, gold and other assets, banks may give you a loan against these assets as a means to unlock cash/liquidity.

Which coins can I use as collateral with Vield?

At this stage, Vield will only accept Bitcoin (BTC) and Ethereum (ETH) as collateral. More coins in the future will be added. Please feel free to get in touch with us if you’d like to see other assets added.

What are the minimum/maximum loan sizes I can borrow?

You can borrow a minimum of $2,000 and up to a maximum of $500,000 for a term of 12 months.

How long can I borrow for?

At this stage, Vield’s standard terms are 12 months. If you are looking for something more bespoke, we may be able to accommodate. Please reach out to

Try Vield today

Register today for a free access of the Vield platform