Bitcoin Safekeeping

Insurance isn't optional. It's essential.

Self-custody offers no insurance. If keys are lost, compromised, or destroyed, there is no recovery. No safety net. No recourse.

Safekeeping through Vield includes comprehensive insurance coverage structured specifically for digital assets — covering internal and external threats at institutional standards.

This is one of the most significant differences between self-custody and institutional safekeeping, being one of the most overlooked by everyday holders.

Benefits:
‍
- Coverage USD $55-200M per incident (varies by incident type)
- Protection against internal and external threats
- Aligned to the same standards trusted by institutional investors
- Risk mitigation beyond any personal operational security setup

For serious capital, insurance isn't a nice-to-have. It's the baseline.

Built for estate planning

Self-custody creates a critical unspoken problem: if something happens to you, can your family access your Bitcoin? For most people, the answer is no.

Safekeeping through Vield is structured with estate continuity in mind:
‍
- Documented access controls and structured transfer processes
- Collaboration with Australian solicitors for will and estate integration
- Regulated oversight as an Australian entity, providing full accountability
- Designed for family wealth structures, SMSFs, and business treasuries

This is where generational wealth is either protected, or permanently lost.

Frequently Asked Questions

Do you have questions about how your crypto is protected?

‍Here’s a transparent breakdown of our security practices and what they actually mean for you.

Question

Answer

What does this mean?

Where is my crypto stored?

Your Bitcoin is stored in a secure, institutional-grade safekeeping platform by Zodia Custody. Assets are protected using a combination of Hardware Security Modules (HSMs), and bank-grade cold storage, eliminating single points of failure.

Your funds are cryptographically protected and cannot be accessed or moved by any one party.

What does Hardware-Based Security Modules (HSMs) mean?

HSMs (Hardware Security Modules) are secure servers designed to protect digital assets. They require multiple approvals to move any funds and are built to resist tampering or unauthorised access. These systems have been used by banks for decades and are now trusted by regulated crypto custodians. Keys are stored in secure, co-located facilities, and often held in escrow or trust structures—adding extra layers of protection even if the custodian fails.

These are the same systems used by banks. No one can access your crypto without multiple approvals, and even if something happened to the custodian, your assets would still be protected.

Do you ever lend or invest my crypto?

No. Your assets are never touched, lent, staked, or moved. They remain in segregated cold safekeeping.

Your crypto is held securely and not exposed to any external financial risk.

What does ‘no rehypothecation’ mean?

We do not use your crypto to back other loans or investments. Your assets remain 1:1 reserved.

Your collateral stays fully intact and unleveraged — zero risk of third-party claims.

Can I track my assets in real time?

Yes. You have full visibility over your secured wallet. You can verify balances and wallet status at any time.

You know exactly where your assets are and can confirm they're untouched.

Is there a private key to my wallet?

No. Zodia’s HSM-based safekeeping model eliminates the need for a private key. Signing is performed using secure authorisation across distributed systems without ever creating a complete key.

There's no single point for hackers to attack — because the key doesn’t exist in one place.

Who controls the safekeeping infrastructure?

Safekeeping is handled by Zodia Custody using a hybrid of HSMs, and air-gapped cold storage. Vield can initiate transactions, but execution requires approvals through Zodia’s secure infrastructure with regulated compliance and institutional controls.

You remain the ultimate beneficial owner of the asset, and we will not move it without your explicit consent, except in the event of a loan default. Zodia’s regulated structure ensures your crypto is protected by design and compliant with financial safeguards.

No asset co-mingling

Customer crypto is kept separate from other customers’ crypto as well as from Vield’s operational funds. Assets are never pooled.

Your crypto remains entirely yours — clearly separated and protected. This ensures full transparency and accountability at all times.

Can anyone at Vield or Zodia access my funds?

No. Transactions require Zodia’s institutional-grade authorisation protocols and cannot be executed by any single team or person. Zodia is regulated by the FCA and other authorities, with audited infrastructure and strict operational controls.

Transactions are initiated by only by the client and there are multiple layers of approval with 3rd party oversight to ensure that each and every transaction is verified.

Hashlock Audited

Vield's entire safekeeping infrastructure has been independently audited by Hashlock, Australia's leading Web3 security firm.

The audit covers:
- Smart contract integrity
- Infrastructure security
- Operational security

‍Vield's safekeeping is safeguarded by best-in-class standards and rigorously tested systems that meet institutional compliance benchmarks.

Learn more

Bitcoin Safekeeping Provider

$5M

$2K

Self-custody was the standard. It isn't always the safest.

Insurance isn't optional. It's essential.

Built for estate planning

Frequently Asked Questions

Hashlock Audited

"Your bitcoin deserves institutional protection. Safekeeping is about accountability and security. At Vield, every asset is insured, independently verified, and secured in institutional-grade cold storage. Your Bitcoin stays yours and is always protected, never repurposed.

Securely store your Bitcoin

Bitcoin-Backed Loans and Crypto Debit Cards