Bitcoin Rewards Credit Card
Earn Bitcoin. Keep your Bitcoin. A simple way to earn BTC on every dollar you spend, anywhere Mastercard is accepted.
Trusted Partners
- Up to 5%
- Cashback in Bitcoin
- $200
- Monthly cap, paid in BTC
- 21.99%
- Annual interest rate
- 41
- Interest-free days
Rewards in Bitcoin, not points
Most cards reward you with airline points or fiat rebates that lose value over time. This one pays in BTC, so every purchase adds to your stack.
Up to 5% back
Your rate depends on your relationship with Vield. Existing Bitcoin-backed loan customers earn 5%, Safe Keeping customers earn 3.5%, and standard customers earn 2%.
Automatic accumulation
Nothing to claim and nothing to convert. Spend in Australian dollars, earn in Bitcoin, and the rewards arrive at the end of each billing cycle.
Earn Bitcoin without selling it
We built this card for people who want real rewards, not points. Use your Vield card anywhere Mastercard is accepted and earn Bitcoin back, automatically.
Cashback is calculated at 4pm on the last day of your billing cycle, using the Bitcoin price at that exact moment rather than the price at the time of each purchase. The BTC amount you receive will vary with the market.
Bitcoin holders who want to grow their stack through everyday spending- Vield loan customers looking to maximise their existing relationship
- Long-term holders who would rather earn BTC than points
How cashback works
Your cashback rate is based on your relationship with Vield.
| Tier | Rate | Eligibility | Monthly cap |
|---|---|---|---|
| Loan Customer | 5% in BTC | Existing Vield Bitcoin-backed loan customers | $200 AUD in BTC |
| Safe Keeping | 3.5% in BTC | Vield Safe Keeping (custody) customers | $200 AUD in BTC |
| Standard | 2% in BTC | New or standard customers | $200 AUD in BTC |
Limited beta: early access available now
This product is rolling out in phases. Early adopters get:
- Priority access to higher reward tiers
- Exclusive invite-only events
- First in line for future product upgrades
"Bitcoin represents more than just a digital asset. It's a pathway to generational wealth for our families. Our mission at Vield is to build the financial tools that allow people to access liquidity without ever needing to sell their Bitcoin."
Testimonials
"We get to see how a lot of crypto businesses operate from the inside, and Vield is one of the best-run we've come across. The custody is properly thought through, and they clearly take the security side seriously. For anyone considering a Bitcoin-backed loan in Australia, we couldn't recommend them higher."
Jock HaslamCo-Founder, Hashlock"In institutional custody, the operational standards around how an asset is held are everything. Vield has built their product around those standards from the start. For borrowers pledging Bitcoin, that's the question they should be asking first."
Ryan HodgesCEO, Zodia Custody"Vield is the only Australian crypto-backed lender that has obtained an ATO Private Binding Ruling on the CGT treatment of customer deposits. Under their loan structure, the ATO has confirmed that pledging Bitcoin as collateral isn't a disposal for CGT purposes. For long-term holders, that's the question that has held back the entire industry. Cadena Legal was glad to help Vield get the ruling."
Harrison DellFounder, Cadena Legal"Taking a comprehensive, risk-based approach to cyber security is critical in the digital finance space. Drawing on my background in banking technology and cyber governance, our focus is to provide Vield with rigorous, independent oversight that strengthens their defensive posture and supports their commitment to safeguarding client assets."
John BairdFounder & CEO, RevioFrequently asked questions
