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Bitcoin-Backed Loans for Business Equipment and Expansion

New equipment, another van, a second site. Borrow against your Bitcoin to grow the business, without selling it.

Trusted Partners

Why borrow against Bitcoin

Grow the business without selling your Bitcoin

Growth usually has to be paid for up front. The equipment is bought before the contract pays, the fit-out finished before the doors open, and the new hire paid from their first week.

A Bitcoin-backed commercial loan uses your Bitcoin as security for a fixed-rate loan in Australian dollars, for business purposes only. The Bitcoin is held in a segregated wallet uniquely generated for you and released once the loan is repaid in full.

Before you borrow, plan how the loan will be repaid at the end of its term, whatever the new investment brings in. If the price of Bitcoin falls, you may need to add collateral or pay down the loan, and if you do not, some or all of your Bitcoin can be sold to cover what you owe.

Use cases

What it can help pay for

A fixed-rate commercial loan for business purposes, secured by your Bitcoin. Some of the things it can help with:

  • Equipment
  • Fleet vehicles
  • Ute and tools for a trade
  • Office or shop fit-out
  • Opening a second location
  • Hiring ahead of growth
  • Contract mobilisation costs
  • Medical and dental practice fit-out
  • Property development costs
  • Bitcoin mining
  • Crypto company treasury
The product

How it works

Loan terms

Maximum starting LVR
50%
Term
12 months
Rate
Fixed
Repayments
Quarterly, interest only
Minimum loan
$2,000 AUD
Collateral
Never reused

*Rates and terms are subject to change. Other terms and conditions may apply. Comparison Rate is 16.20% p.a. The comparison rate is based on a $5,000 secured loan for a term of 12 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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