Loan Collateral

Vield currently accepts the following cryptocurrencies as collateral for loans:

  • Bitcoin (BTC)
  • Ethereum (ETH)

These assets must be genuine BTC or ETH tokens—wrapped versions or synthetic derivatives are not accepted.

Why Only BTC and ETH?

We accept highly liquid cryptocurrencies that have:

  • Established market stability
  • Deep liquidity on global exchanges
  • Transparent blockchain tracking
  • Wide institutional acceptance

This ensures we can accurately value your collateral and manage risk effectively.

Vield Card Top-Ups

For the Vield Non-Custodial Mastercard, we currently accept:

  • USDC on the Polygon network

You'll need MATIC in your wallet to cover gas fees when topping up your card.

Depositing Your Crypto

Once your account is verified:

  1. Navigate to the loan application section
  2. You'll receive a unique wallet address for your collateral
  3. Transfer BTC or ETH from your personal wallet to this address
  4. Your deposit will be confirmed on the blockchain
  5. Your collateral value will be calculated and displayed in the app

Important: We recommend that customers do a test transaction first with a small amount to see it flow through. Followed by sending the full amount or in batches. Always double-check the wallet address before transferring. Vield is not responsible for transfers sent to incorrect addresses.

Tracking Your Assets

Every Vield customer has a unique wallet address. You can:

  • View your wallet address in the Vield app
  • Track your assets on the blockchain using any block explorer
  • Verify that your crypto remains in your dedicated wallet

Need Help?

Email: support@vield.io

Phone: (02) 9157 9669